Archive for Vehicle Loans

Recreational Vehicle Loans

Recreational Vehicle Loans

Are you ready for a little fun? Here at 705 FCU, our Recreational Vehicle Loans are an option so that you can do just that! Maybe you’ve always dreamed of traveling the world in a sleek top-of-the-line RV upon retirement. Or, maybe you just want to finally be able to take the kids fishing in a new boat. Either way, we have the recreational vehicle loan to suit your needs!

With our competitive rates on new and used recreational vehicles, we think you’ll be excited to learn that fulfilling your dreams of owning an RV can easily be within your reach. Now is the time to get you on your way to rest and relaxation with a cool and functional RV! Check out our details below. For more information, feel free to contact us. Visit the Rates page for information!

Boats

Boat Loan Details – New
Loan Attribute Details
Maximum Amount Financed 100% Financing Available
Maximum Term 12 years
Boat Loan Details – Pre-Owned
Maximum Amount 90% of the Appraised Value
Maximum Term 7 years

Campers and RV’s

Camper and RV Loan Details

Camper and RV Loan Details – New  
Loan Attribute Details
Maximum Amount Financed 100% financing available
Maximum Term 15 years
Camper and RV Loan Details – Pre-Owned
Loan Attribute Details
Maximum Amount 90% of the appraised value
Minimum Term 0 Years
Maximum Term 5 Years for Campers or RV’s older than 10 years.

 

RECREATIONAL VEHICLES
(ATV, DIRT BIKE, JET SKI, ETC.)

Recreational Vehicle Loan Details – New
Loan Attribute Details
Maximum Amount 100% financing available
Maximum Term 5 years Pre-Owned
Recreational Vehicle Loan Details – Pre-Owned
Loan Attribute Details
Maximum Amount 80% of the appraised value
Maximum Term 4 years

Apply today!
Contact us for more information.
See our rates.

Motorcycle Loans

Finance Your Motorcycle with 705 FCU!

Motorcycles have been around for over a century, and motorcycle owners would have no problem explaining why. For some, motorcycles are not only an efficient method of transportation, but also a lifestyle, a passion and a love. For others, the freedom of cruising around on the back of a sleek powerful machine is simply a dream that they’ve always had. motorcycle

Maybe you’re a current motorcycle owner who just needs an upgrade. Or, perhaps you’re one of the dreamers who has always fantasized about owning a motorcycle but just never had the funds to purchase one. Either way, 705 FCU would love to help you get the bike that will fulfill your every need and desire. Check out our awesome motorcycle loan rates below. We think you may be surprised to see that with our competitive financing opportunities, owning a motorcycle may not be as impractical as you may have always thought.

If you have any questions, feel free to contact our loan department at 337-232-8450 option 3 today to discuss your options.

NEW MOTORCYCLES

New Motorcycle Details
Loan Attribute Details
Maximum amount financed: 100% financing available
Maximum term: 84 months
Term Loans under $15,000.00, the term is 60 months
Minimum loan amount for 72 months is $15,000.00
Minimum amount for 84 months is $30,000.00

 

PRE-OWNED MOTORCYCLES

Pre-owned Motorcycle Details
Loan Attribute Details
Maximum Amount NADA Book Loan Value
Maximum Term 5 years
Maximum Age As long as NADA can make value determination.

 

*******100% financing is to include selling price, tax, title and license fees and GAP*******

We hope you’ve found the information that will get you on your way to your dream bike.

Apply today!
Contact us for more information.
See our rates.
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Auto Loans

705 Auto Loans!

Purchasing a new automobile can come with so many choices. 705 Federal Credit Union knows that all of the options can become very overwhelming…that’s why we’re here to help you out! Contact your CU loan representatives to find out if you are making the best deal possible.

We offer competitive financing rates and terms, along with very affordable GAP protection! Plus, 705 FCU should always be your first choice because borrowing with your own Credit Union puts money right back into your pocket in the form of dividends!

Check out our rates below on both New and Used Automobile Loans. As always, feel free to contact us if you need any assistance. We’re always glad to help our wonderful members make great decisions!

NEW AUTO

New Auto Loan Details
Loan Attribute Detail
*Maximum Amount Financed 100% available
Terms 36, 48, 60, 72*, an 84* Months
Minimum Loan Amount For 72 months loans, the minimum amount financed is $25,000.00 with 100% Financing.
For 84 month loans, the minimum loan amount is $40,000.00. (This amount may go lower if the total price of the automobile is higher due to down payment or trade in which lowers the total amount due.)
What is considered “new”? Any vehicle that is a current, future or 1 year old model with less than 30,000 miles is considered “new” and would fall under the new vehicle financing guidelines.

PRE-OWNED AUTO

Pre-Owned Auto Details (Rates are the same up to 10 years.)
Prices of Vehicles equals the terms of the loan.
(All that changes is that we go to the dollar
amount now to determine the term of financing.)
Up to $5,000.00 36 months
Up to $10,000.00 48 months
Up to $15,000.00 60 months
Up to $25,000.00 72 months

 

 

 

 

 

11 – 15 Year Old Vehicles (Rates are the same for vehicles 11 to 15 years old.)
Loan Attribute Details
*Maximum Amount Financed 80% Automobile Purchase Price Guide retail value including: TT&L, Warranty, Gap Insurance, and GPS in vehicle.
Terms 48 Month Financing for pre-owned vehicles 11 – 15 years old.
Maximum Loan Amount $15,000

TOOLS TO MAKE IT EASIER:

Find a Car

Automobile Purchase Price Guide

GAP Protection

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Apply today!
Contact us for more information.
See our rates.