Archive for Planning

Safety First: Preparing For Hurricane Season

Hurricane season preparation

Have a Plan this Hurricane Season?

Statistics show that 97% of hurricanes in the Atlantic occur between June 1 and Oct. 15. This is according to researchers from the National Oceanic and Atmospheric Administration (NOAA). In the Pacific, that date range runs from May 15 to Nov. 30. Like it or not, hurricane season will soon be upon us!
There’s nothing you can do to stop them from coming, but you can take steps to minimize the damage in situations like this. There are two big factors that influence survival and property damage: planning and swift action on the advice of emergency personnel. If you live in an area affected by hurricanes or similar natural events, the worst thing you can do is not prepare for them.
Here are four ways to yourself for hurricane season. Keep safe with strategies like these!

1.) Plan your evacuation

The most important things you can protect during any disaster are yourself and your family. The best way to do that is to get to higher ground, away from the dangers of wind and water. Having a plan for your evacuation helps you do just that.
Your plan should include where you’ll go, how you’ll get there and where you’ll stay once you’re there. Expect hotels and other shelters to reach capacity in a hurry, so try to find friends or family you can stay with. Have at least two routes planned in case one becomes blocked due to traffic or weather.
Don’t forget your furry friends. Many shelters will house dogs and cats in an emergency. If you can’t take them with you, have a plan for where they’ll stay until the weather returns to normal.

2.) Stock your shelter

If you don’t live in an evacuation zone or have facilities in your house to weather the storm, make sure you have adequate supplies in case power, water and other essential services are cut off for extended periods of time. The Federal Emergency Management Agency (FEMA) has a list of supplies that should be included in your disaster preparedness kit. Topping the list are clear essentials: one gallon of water per person for three days, three days (nine meals) of non-perishable food, a flashlight and a first-aid kit.
One item that may escape notice is a crank-powered or battery-operated radio. Look for a weather-band radio that includes a cellphone charging port. This can help keep you connected in the event of an extended power outage.
Being financially prepared is important, too. If power or communication services are out, your debit and credit cards may not work. Have enough cash around to pay for a hotel stay or a week of groceries. Just ensure that cash is in a secure location where it can’t be easily lost or stolen.

3.) Prepare your home

There are several steps you can take around the house to minimize hurricane damage. Remove dead or dying limbs from trees on your property. Reinforce gutters and downspouts to minimize the threat of water damage.
Also consider reinforcing the windows and doors, including the garage door. Installing shutters or tracking hardware to facilitate the addition of reinforcements can not only provide you with peace of mind, they can add to the resale value of your home.

4.) Check your documents

In emergency situations, the last thing you want to be worried about is whether your insurance will cover damages. Review these documents with your agent at least once a year to make sure you have the coverage you need. Also, make sure you keep an itemized list of valuables in your home. Take pictures wherever possible.
While you’re securing documents, be sure to get copies of all your important identifying information. It may be smart to keep originals of documents, such as your Social Security card, birth certificate, the deed to your house and hard copies of your insurance policies in a secure location, like a safe deposit box. Trying to get duplicates of these in the aftermath of a storm can be challenging.
No one can do anything about the weather. All we can control is our response to it. Make sure you and your family are prepared for the worst, and weather the storm in safety!

In case of a weather emergency, learn more about CO-OP Shared Branching. This network allows you to do transactions at participating credit unions other than 705 Federal Credit Union!


Resume Building 101

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Creating Your First Resume

Filling out a simple application may have been enough to snag that part-time summer job at the ice cream store during high school. But now that you’re in college, it’s time to graduate to a more advanced job-finding tool: the professional resume.

Creating your first resume can seem daunting, especially since your professional experience may be limited. But the sooner you master this skill, the sooner you’ll have a document you can easily send out whenever you happen upon an internship or employment opportunity.

When starting out, don’t be intimidated. No one expects a student resume to contain long lists of accomplishments. Instead it should convey your interests, goals and potential — all within one page. Use short, declarative phrases and action verbs instead of full sentences and try to keep the tone positive and upbeat.

Start by including your name, city of residence, email address and phone number — typically centered at the top. If you have a LinkedIn account, you can include that, but be sure to leave out any other personal social media accounts. This is a professional document, not a showcase of your social connections.

Include a summary statement outlining your goals. Perhaps you’re an art major looking for a chance to develop your graphic design skills, a computer science major interested in work as a programmer, or a marketing major seeking a chance to work on marketing campaigns. The key here is to demonstrate you already have some knowledge in a given field and are looking to expand it by gaining practical experience.

Stick to a traditional resume format, using a commonplace font such as Calibri or Arial. Save the crazy, hard-to-read fonts and wild colors for your art projects. Sure, you want your resume to stand out, but you want it to stand out for the information it contains, not its oddball appearance.

Next, add an education section. Make the entries reverse-chronological, beginning with your current studies. Be sure to include your degree objective and your planned date of graduation.

After education, add the professional experience section. This is the place to list any jobs you’ve had, even if they were babysitting or summer jobs. Include the beginning and ending dates and briefly list your main responsibilities. The idea is to demonstrate that you’re responsible, conscientious and can follow directions.

Including an accomplishments section can help paint a fuller picture of who you are. This is the place to note any awards or distinctions you have received. You can also include any high grade point averages, projects you completed at school or volunteer experiences. Basically, list things here you’re proud of or which would reveal aspects of your character to a potential employer.

You may also include a skills section if you think it’s warranted. This is the place to list any computer software proficiencies you’ve used or office skills you’ve developed. Make sure the skills you list relate to the types of positions you’re seeking. For example, forklift driving would not be a useful skill for a sales position unless you’d be selling forklifts.

Finally, take time to edit and format your resume. A resume filled with typos and formatting errors does little to convey that you’re careful and conscientious. Have a friend or your parent proofread your resume to make sure you didn’t miss any typos and to get their opinion.

View your resume as a work in progress. It will remain an important professional tool throughout your work life, evolving and growing as you graduate college, get your first full-time job, and progress in your career.

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PARDON THE PROGRESS! There will be a crane at the credit union to help continue the building process. This will impact access to the drive thru during the day on Friday, September 22, 2023. We apologize for the temporary inconvenience. Questions or concerns? Give us a call!