CO-OP Sprig

Sprig by CO-OP: All Your Accounts, One App. Digital Wallet, Mobile Deposit, Transfers, P2P Payments

All Your Accounts One App!

What is CO-OP Sprig? Sprig is the ultimate virtual credit union wallet-with P2P payments to anyone plus all your accounts from all your credit unions together in one spot. It’s as convenient as your laptop, smartphone or tablet and accessible anytime, day or night. Access your accounts, make deposits, transfer between accounts, pay loans from one institution to another, make person-to-person payments-from virtually anywhere.










For questions, speak directly to a Sprig Representative toll free at (866) 698–8896 or via email at See the Frequently Asked Questions to see if your question falls into one of the categories.

Click for more details on CO-OP Shared Branching and CO-OP Sprig

Get Sprig Today!

It’s as Easy as 1, 2, 3!

     1. Download. Download this free and easy smartphone application available in iTunes and Google Play stores.

     2. Add Your Accounts. Follow the instructions provided by Sprig to add your credit union account(s) from 705 FCU and other participating credit unions.

     3. Enjoy!


Frequently Asked Questions

Click to see if your question falls under the Sprig Frequently Asked Questions. If your question is not answered, call toll free (866) 698-8896 or email

Sprig Features

All Your Accounts, One App! 

  • Wallet: Add accounts from any participating credit union. View account balances and history.
  • P2P Payments: Need to pay someone back, but don’t have any cash on you? No problem! Pay them back via text message or email. This service is completely free to you and the person you are paying back. (The individual you owe does not have to have Sprig or work with a credit union.)
  • Mobile Deposits: Deposit your checks through this Mobile Banking App! Simply, take a picture of the front and back of an endorsed check. Sprig Mobile deposits are limited to 10 items per month or a total of $5,000 in deposits, whichever comes first. This is over multiple accounts that a member may have within their wallet. The current daily limit for all deposits is $2,500.
  • Transfers: Transfer money between accounts – in real time! This includes making payments from one institution to another.
  • Locations: Find the nearest CO-OP network Shared Branch, no matter where you are.



PARDON THE PROGRESS! There will be a crane at the credit union to help continue the building process. This will impact access to the drive thru during the day on Friday, September 22, 2023. We apologize for the temporary inconvenience. Questions or concerns? Give us a call!