If you have a 705 FCU checking account and choose not to have some type of overdraft protection, there are many risks involved. Not only do you risk having checks returned if you do not have enough funds to cover clearing items, but you also risk the embarrassment of attempting to make a purchase and being denied. Plus, overdraft protection from savings is free if you never use it, so it costs you nothing to be cautious!
Equal Housing Lender. Federally Insured by NCUA.