Line of Credit

Need a Line of Credit? We Got You Covered!

Here at 705 FCU, we offer an open-end line of credit with lines up to $5,000 for times of need. A line of credit is a pre-approved loan between the borrower and the credit union. This way, you get the money you need when you need it and you have the comfort of knowing you have additional funds available waiting for future needs. 

Consider using 705′ FCUs line of credit as an overdraft protection backup plan for your checking account! There are three safety net products that can be a plan B if your checking account goes into the red. Check out overdraft privilege, overdraft from savings, and overdraft from a line of credit. For frequently asked questions about our safety net options for checking just click.

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705 Rates On the Rise AGAIN! We’ve raised our rates for savings options. Rates as high as 4.75% APY* on Share Certificates. Learn more!