Existing Fee Schedule

Savings Account Fees

Regular Share Account Excessive Withdrawal
$5.00 per withdrawal if over 1 per month.
Christmas Club/ Vacation Club
$35.00 early closure fee;
$15.00 per withdrawal
IRA Account Close Out
$25.00
Early Closing Fee if Savings Account is Closed Before 6 Months After Opening
$25.00

Checking Account Fees

Overdraft Transfer from Share Savings
$10.00 per transfer
Overdraft Transfer from Loan
$5.00 per transfer
Return Fee
$30.00 per item
Negative Fee
$25.00 per item
Stop Payment
$25.00 per request
Courtesy Pay Fee
$25.00 per item
Check Printing
Prices may vary depending upon style.
Returned Deposit Item
$10.00
Bounce Back Checking
$10.00 per month

Other Service Fees
(Applicable to All Accounts)

Account Reconciliation/ Research
$10.00 minimum
$25.00 maximum
Statement Copy
$4.00 per copy
Incoming Domestic Wire
$15.00 per transfer
Outgoing Domestic Wire
$25.00 per transfer
Visa Check Card Replacement Card
First card is free, thereafter it is a $10 fee
Money Order
$2.00 each
ATM Inquiry
$0.75
ATM Surcharge
$3.00
Internet Reset Password
$5.00
Official Checks
$10.00 per check payable to a third party
Notary Fee
$20.00
Medallion Stamp
$20.00
Tax Levy
$25.00
Garnishment Fee
$25.00
Counter Checks
$3.00 per sheet
Dormant Fee
$10.00 per quarter
Check Copy
Fees may apply
Verification of Deposit
$10.00
Satisfaction of Mortgage
$20.00
Emergency Cash Loan
$20.00 per loan

Safety Deposit Box

3” x 5” Box
$25.00/ Year
3” x 10” Box
$45.00/ Year
5” x 10” Box
$65.00/ Year
10” x 10” Box
$85.00/ Year
Gift Cards
$2.00 per card up to $250.00
$4.00 per card between $251.00 – $500.00

 

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HOLIDAY CLOSURE: 705 FCU will be closed on Friday, March 29, 2024 in observance of Good Friday. We will resume business as usual on Monday, April 1, 2024. Contact us with any financial needs between now and then!