Beginner Loan

Establish Credit with a Beginner Loan!

Here at 705 FCU, we understand that loans and finances can be confusing to a first time borrower. This is why we offer our unique beginner loans to make establishing credit and financial power simple.beginner loan

  • Our beginner loans start at $250 with affordable terms up to 6 months. You may have up to four (4) beginner loans in order to establish a sound credit history, one beginner loan at a time. After paying off your first beginner loan, we will increase your finance ability to $1,000. This will allow you the option to repay debt while at the same time establish a good credit history.
  • We encourage the first time borrower to try the beginner loan or the beginner visa in order to learn the ropes. Interested in a beginner loan? Apply online or contact us to learn more! Our loan staff looks forward to helping you grow into a respected borrower.

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HOLIDAY CLOSURE: 705 FCU will be closed on Friday, March 29, 2024 in observance of Good Friday. We will resume business as usual on Monday, April 1, 2024. Contact us with any financial needs between now and then!