Beginner Loan

Establish Credit with a Beginner Loan!

Here at 705 FCU, we understand that loans and finances can be confusing to a first time borrower. This is why we offer our unique beginner loans to make establishing credit and financial power simple.beginner loan

  • Our beginner loans start at $250 with affordable terms up to 6 months. You may have up to four (4) beginner loans in order to establish a sound credit history, one beginner loan at a time. After paying off your first beginner loan, we will increase your finance ability to $1,000. This will allow you the option to repay debt while at the same time establish a good credit history.
  • We encourage the first time borrower to try the beginner loan or the beginner visa in order to learn the ropes. Interested in a beginner loan? Apply online or contact us to learn more! Our loan staff looks forward to helping you grow into a respected borrower.

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705 Rates On the Rise AGAIN! We’ve raised our rates for savings options. Rates as high as 4.75% APY* on Share Certificates. Learn more!