
At 705 Federal Credit Union, we believe everyone should have access to tools that support their financial goals. Our partnership with the Financial Fitness Association makes it easy to join the credit union, even if you are not part of one of our traditional employer groups.
The Financial Fitness Association is a nonprofit organization focused on helping people improve their money management skills and overall financial health.
Here’s how it works:
- When you open an account with 705 FCU through the Financial Fitness Association, there is a one-time $8.00 fee to join FFA.
- FFA does not do automatic renewals, and your membership will automatically cancel and expire after the one-year term. After that first year, it is up to you if you would like to continue your membership, the cost is just $8.00 per year.
- Your credit union membership with 705 FCU will stay active regardless of whether you renew your FFA membership. Once you join, you are a member for life.
This partnership is one more way we help make better banking accessible. If you are ready for lower fees, competitive loan rates, and personalized service from a local team that cares, we would love to welcome you.
*FFA eligibility applies to personal accounts only.


