Just for Kids! See Details on Our Youth Savings Account.

Click here to learn about getting a 705 youth savings account and all the perks of becoming a 705 mini-member.

The Vacation Club Savings Account is designed to help you save for travel and getaways throughout the year. By setting aside a portion of your paycheck regularly, you can build your vacation fund automatically. On June 1 of each year, your accumulated savings are transferred into your checking account, making your money available just in time for vacation season.

This account is ideal for members who want a structured way to save and avoid the temptation to dip into vacation funds early. Early withdrawals or closing the account before June 1 may result in a penalty.

Relevant Links:

For more financial tips and tricks, like us on Facebook!
Dividend Rates on 705 Savings.

Christmas Club Savings is designed to help make the holiday season less stressful and more joyful. By saving small amounts throughout the year, you can build a dedicated fund just for Christmas expenses like gifts, travel, decorations, and celebrations. On November 1, your savings are automatically transferred into your checking account, so your money is ready when you need it most. It’s a simple way to plan ahead, stay disciplined, and enjoy the holidays without putting extra strain on your budget.

Super Green means SUPER Savings!

The Super Green Savings Account is all about higher earning potential for you. The Super Green is designed to allow members with higher dollar amounts in their Savings to earn a higher rate of return on their balances. If members have at least $1,000 to deposit into savings, they are eligible to enroll in this great savings opportunity. Read more about the balance levels set for higher earnings below! To be eligible for this account funds must be in the range of:

• $1,000.00 – $9,999.99
• $10,000 to $24,999.00
• $25,000 to $49,999.99
• $50,000 and above

Relevant Links:

Dividend Rates on Savings Accounts
Financial Tips and Tricks
Check Your Account with Online Banking.

Membership Savings Account 

To have a membership at 705 FCU, you must open a membership savings account and keep $25 in it at all times to be considered a “member.” This $25 is considered your share in the company. It allows us to be a not-for-profit financial institution. It is still your money. If you ever decide you no longer wish to be a member, you can get that money back. Besides that, the rest of the money within that account can be accessed.

• Once you have $100 within this savings account, you can start to accrue interest on the money you save. See our dividends on savings accounts.
• After opening a savings account, you can utilize all of our products and services from loans to a checking account (as long as you qualify.)

Relevant Links:

Account Services
E-Products
Checking Accounts
Financial Tips and Tricks